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Intrest rate risk management - Illustration 14

AFM

answered on 01-Dec-23 12:18

Sir, I have a doubt, is intrest rate guarantee FRA similar to option ? , because in case of normal FRA both parties have obligation to fulfil their end of agreement, and in this illustration 14 , even though it is FRA , we have exercised FRA only in case ( intrest rate is higher than FRA ) so is this FRA IRG similar to Option ?

latest answer

Okay sir thank you

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

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416

Forex illustration - 76

AFM

answered on 29-Nov-23 11:19

Sir , in this problem , u have converted the lot size ( GBP into USD) , in the attached images I have converted total exposure into pound and calculated lots , lot size is same both ways 17.7. Now , Total exposure - covered = uncovered In your case - 364897 USD - 361250 USD = 3647 USD In my case - 214645 GBP - 212500 GBP = 2145 GBP But while converting 3647 USD into GBP u have used 1.5455 rate , so GBP equivalent comes to 2359.75. In your case uncovered GBP is 2359.75 ( I understand as per logic , uncovered should be converted at forward rate ,in this case 1.5455 ), but in both ways it should come with the same answer right ? In my case the rate 1.7 is automatically applied for uncovered portion also as I have converted exposure currency into lot size currency. If I do this way in exam is it correct ? Or should I just always convert the lot size currency into exposure currency ?

latest answer

Okay thank you sir

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

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2

426

Forex - illustration - 91

AFM

answered on 28-Nov-23 10:13

Sir , in the question ,the margin given for buying is 0.075% and for selling 0.20 % But in the solution, when we are selling the USD at spot to cancel the interbank transaction, why did we deduct 9 0.075 % ? rather than 0.20 %? , because if we are selling, so selling margin should be applicable right ? margin given from whom point of view ? How to identify ?

latest answer

Even for margin and premium Pls think of Buy and selling as Bid and Ask and both of them are from bank perspective - Bank always buys at a cheaper rate and sells at a higher rate. IN solution - org contact was to buy US as the customer is importer - when the contract ahs to be cancelled - the customer has to now agree to Sell currency - so sale rate for customer will be buy for bank which is bid Whenever bid currency rate is used, bid margin is used. Same way for new fwd contract customer agrees to buy currency so for bank it is ask rate so ask premium is added

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

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429

Forex illustration - 55

AFM

answered on 27-Nov-23 11:01

Sir in the image attached , when customer is buying USD , margin of 5 Paisa is added , but when he is selling USD, why is margin not deducted? Can you please explain this.

latest answer

MArgin provided in Q is also on INR - there is no margin provided in Q for USD / SGD

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

78K+

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437

Forex

AFM

answered on 26-Nov-23 23:33

Sir while doing problems I am getting answers slightly different from icai answers like if the answer in icai is 4824 , I am getting 4800 , it is due to rounding off the rate , is this small difference ok ? or it should exactly match with solution ? Can u please tell how to round off let's say the rate I got is 6.510175763 , I rounded off to 6.5102 is it correct ?

latest answer

Thankyou sir

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

78K+

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449

Techniques of company analysis

AFM

answered on 25-Nov-23 09:31

What is meant by decision tree analysis in techniques of company analysis?

latest answer

We have solved problems related to decision tree in Advanced capital budgeting decisions. A Similar decision tree is used to evaluate possibilities of a company's performance based on various decisions

SAI CHANDANA KONKA

SAI CHANDANA KONKA

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488

Techniques of economic analysis

AFM

answered on 25-Nov-23 09:34

What is economic model buidling approach in techniques of economic analysis??

latest answer

project various components of GNP and use it to Project overall GNP, This model will be helpful for some one to predict the impact of movement in various key factors on over GNP and broader macro economic environment

SAI CHANDANA KONKA

SAI CHANDANA KONKA

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433

Forex

AFM

answered on 18-Nov-23 12:08

Sir if GBP/CAD - 2.5 , for britan citizen is this a direct or indirect quote ? I am getting confused here many times , if I go by basic logic it is direct quote as they quote domestic currency in terms of foreign currency, I have raised a similar question earlier also , but I don't understand how to correlate this with strength of currencies, I know GBP is stronger than CAD but with this how can I derive whether it is direct or indirect, because of this I am getting stuck at initial stage of problems , sir can u please explain this.

latest answer

Okay sir , thank you

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

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436

FOREX

AFM

answered on 16-Nov-23 06:42

Generally direct quotes are quoted as one unit of foreign currency expressed in domestic currency. Ex : USDINR but there are exceptions like GBP ,AUD,EUR. so in problems if it states USD/GBP , for britan resident it should be indirect quote right ? But in illustration 29, USD/GBP has been considered as direct quote. ideally it is indirect quote. so how do we know whether to treat it as direct or indirect quote ?

latest answer

Thank you sir

Enuguru Sai Nithin

Enuguru Sai Nithin

CA Final

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FOREX

AFM

answered on 16-Nov-23 13:08

In the problem, actual forward is greater than theoretical forward ,( .780 >.779) , so as per logic buy cheap , sell costly , so rather than selling DEM @.780 after 3 months , can't we buy DEM @ .779 after 3 months ? Because we are buying at cheaper rate only. I had figured a logic , why in the problem it is considered as sell DEM ,pls correct me if it is wrong. Forward premia is less than intrest differential so we need to borrow foreign currency, here foreign currency is DEM, so if this is the 1st leg , if we borrowed foreign currency, ultimately we have had to sell them after 3 months. So is this why we are selling DEM rather than buying ? so will buying and selling depends on premia and intrest differential ?

latest answer

Your logic is absolutely right. Buying and selling depends on Premia and int diff- however I intentionally did not explain it that way because a lot of students may get confused and simpler way I thought of explaining is buy cheap and sell dear - however in one of the videos, I do remember mentioning it

Enuguru Sai Nithin

Enuguru Sai Nithin

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