In features of indemnity under reasons for losses there r 3 points.
1.action of indemnifier
2.action of 3rd party
3.action which was not controllable.
Can u gv eg. For 3rd one..
Isnt earthquake also not controllable
No. It only covers loss caused by conduct of the promisor himself and by conduct of any other person.
However, loss arising by the conduct of promise or accident, or an act of god is not covered unless otherwise specified in the contract